Call reports 2001
FIRST STATE BANK OF FORT BENTON — 2001
What FIRST STATE BANK OF FORT BENTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,734,000 | 74,989,000 | 74,706,000 | 76,693,000 |
| Total loans | 33,641,000 | 38,764,000 | 37,558,000 | 33,023,000 |
| Allowance for loan losses | 1,191,000 | 1,192,000 | 1,194,000 | 1,191,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,630,000 | 24,435,000 | 24,058,000 | 24,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,812,000 | 58,179,000 | 57,394,000 | 61,308,000 |
| Interest-bearing deposits | 53,162,000 | 52,191,000 | 50,757,000 | 53,395,000 |
| Noninterest-bearing deposits | 6,650,000 | 5,988,000 | 6,637,000 | 7,913,000 |
| Equity capital | 12,946,000 | 12,878,000 | 13,006,000 | 10,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,343,000 | 2,606,000 | 3,825,000 | 4,925,000 |
| Interest expense | 704,000 | 1,363,000 | 1,983,000 | 2,528,000 |
| Net interest income | 639,000 | 1,243,000 | 1,842,000 | 2,397,000 |
| Noninterest income | 45,000 | 83,000 | 125,000 | 164,000 |
| Noninterest expense | 415,000 | 855,000 | 1,266,000 | 1,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 269,000 | 471,000 | 701,000 | 826,000 |
| Income tax | 115,000 | 205,000 | 307,000 | 368,000 |
| Net income | 154,000 | 266,000 | 394,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,102,000 | 8,117,000 | 8,327,000 | 6,274,000 |
| Total capital | 8,628,000 | 8,684,000 | 8,889,000 | 6,798,000 |
| Risk-weighted assets | 41,362,000 | 44,737,000 | 44,357,000 | 41,252,000 |