Call reports 2025
GRANT COUNTY STATE BANK — 2025
What GRANT COUNTY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 46,645,000 | 43,618,000 | 42,677,000 | 46,972,000 |
| Total loans | 21,918,000 | 23,919,000 | 27,745,000 | 23,472,000 |
| Allowance for loan losses | 226,000 | 226,000 | 226,000 | 226,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,106,000 | 37,118,000 | 36,241,000 | 40,618,000 |
| Interest-bearing deposits | 29,423,000 | 28,824,000 | 27,886,000 | 30,074,000 |
| Noninterest-bearing deposits | 10,683,000 | 8,294,000 | 8,355,000 | 10,544,000 |
| Equity capital | 6,501,000 | 6,465,000 | 6,401,000 | 6,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,298,000 | 1,961,000 | 2,609,000 |
| Interest expense | 143,000 | 283,000 | 418,000 | 554,000 |
| Net interest income | 495,000 | 1,015,000 | 1,543,000 | 2,055,000 |
| Noninterest income | 8,000 | 19,000 | 27,000 | 37,000 |
| Noninterest expense | 275,000 | 542,000 | 842,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 492,000 | 728,000 | 847,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 228,000 | 492,000 | 728,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,501,000 | 6,465,000 | 6,401,000 | 6,320,000 |
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