Call reports 2023
GRANT COUNTY STATE BANK — 2023
What GRANT COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 45,619,000 | 42,457,000 | 40,768,000 | 43,603,000 |
| Total loans | 25,324,000 | 28,954,000 | 29,556,000 | 27,429,000 |
| Allowance for loan losses | 220,000 | 220,000 | 220,000 | 220,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,873,000 | 36,395,000 | 34,617,000 | 37,348,000 |
| Interest-bearing deposits | 29,921,000 | 27,518,000 | 26,391,000 | 28,171,000 |
| Noninterest-bearing deposits | 9,952,000 | 8,877,000 | 8,226,000 | 9,177,000 |
| Equity capital | 5,727,000 | 6,041,000 | 6,126,000 | 6,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 695,000 | 1,447,000 | 2,204,000 | 2,985,000 |
| Interest expense | 98,000 | 213,000 | 341,000 | 495,000 |
| Net interest income | 597,000 | 1,234,000 | 1,863,000 | 2,490,000 |
| Noninterest income | 10,000 | 27,000 | 35,000 | 64,000 |
| Noninterest expense | 273,000 | 513,000 | 765,000 | 1,126,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 334,000 | 748,000 | 1,133,000 | 1,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 334,000 | 748,000 | 1,133,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,727,000 | 6,041,000 | 6,126,000 | 6,221,000 |
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