Call reports 2021
GRANT COUNTY STATE BANK — 2021
What GRANT COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 43,508,000 | 41,429,000 | 40,681,000 | 43,320,000 |
| Total loans | 23,860,000 | 25,742,000 | 26,702,000 | 23,720,000 |
| Allowance for loan losses | 203,000 | 208,000 | 214,000 | 220,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,882,000 | 36,667,000 | 35,838,000 | 38,511,000 |
| Interest-bearing deposits | 27,659,000 | 27,274,000 | 26,372,000 | 27,464,000 |
| Noninterest-bearing deposits | 11,223,000 | 9,393,000 | 9,466,000 | 11,047,000 |
| Equity capital | 4,616,000 | 4,753,000 | 4,833,000 | 4,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 749,000 | 1,066,000 | 1,383,000 |
| Interest expense | 30,000 | 56,000 | 81,000 | 105,000 |
| Net interest income | 349,000 | 693,000 | 985,000 | 1,278,000 |
| Noninterest income | 8,000 | 17,000 | 30,000 | 38,000 |
| Noninterest expense | 219,000 | 429,000 | 648,000 | 975,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 132,000 | 269,000 | 349,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 269,000 | 349,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,616,000 | 4,753,000 | 4,833,000 | 4,801,000 |