Call reports 2020
GRANT COUNTY STATE BANK — 2020
What GRANT COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,285,000 | 37,154,000 | 36,484,000 | 39,201,000 |
| Total loans | 25,668,000 | 27,227,000 | 27,922,000 | 25,075,000 |
| Allowance for loan losses | 287,000 | 287,000 | 287,000 | 223,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,883,000 | 32,669,000 | 31,903,000 | 34,704,000 |
| Interest-bearing deposits | 24,894,000 | 24,588,000 | 24,050,000 | 24,487,000 |
| Noninterest-bearing deposits | 6,989,000 | 8,081,000 | 7,853,000 | 10,217,000 |
| Equity capital | 4,384,000 | 4,469,000 | 4,566,000 | 4,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 754,000 | 1,114,000 | 1,453,000 |
| Interest expense | 53,000 | 95,000 | 135,000 | 172,000 |
| Net interest income | 353,000 | 659,000 | 979,000 | 1,281,000 |
| Noninterest income | 11,000 | 22,000 | 32,000 | 42,000 |
| Noninterest expense | 237,000 | 469,000 | 702,000 | 1,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 127,000 | 212,000 | 309,000 | 227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 212,000 | 309,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,384,000 | 4,469,000 | 4,566,000 | 4,484,000 |