Call reports 2019
GRANT COUNTY STATE BANK — 2019
What GRANT COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 36,773,000 | 33,182,000 | 33,270,000 | 36,916,000 |
| Total loans | 24,922,000 | 27,631,000 | 27,538,000 | 25,818,000 |
| Allowance for loan losses | 287,000 | 287,000 | 287,000 | 287,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,366,000 | 28,711,000 | 28,791,000 | 32,541,000 |
| Interest-bearing deposits | 23,204,000 | 22,106,000 | 22,183,000 | 23,711,000 |
| Noninterest-bearing deposits | 9,162,000 | 6,605,000 | 6,608,000 | 8,830,000 |
| Equity capital | 4,393,000 | 4,454,000 | 4,461,000 | 4,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 929,000 | 1,406,000 | 1,852,000 |
| Interest expense | 52,000 | 108,000 | 166,000 | 219,000 |
| Net interest income | 401,000 | 821,000 | 1,240,000 | 1,633,000 |
| Noninterest income | 10,000 | 24,000 | 38,000 | 50,000 |
| Noninterest expense | 212,000 | 435,000 | 661,000 | 1,020,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 199,000 | 410,000 | 617,000 | 663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 199,000 | 410,000 | 617,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,393,000 | 4,454,000 | 4,461,000 | 4,357,000 |
| Total capital | 4,680,000 | 4,741,000 | 4,748,000 | 4,644,000 |
| Risk-weighted assets | 24,920,000 | 25,384,000 | 24,532,000 | 24,537,000 |