Call reports 2016
GRANT COUNTY STATE BANK — 2016
What GRANT COUNTY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 36,612,000 | 35,088,000 | 34,520,000 | 34,864,000 |
| Total loans | 26,762,000 | 30,075,000 | 30,772,000 | 26,320,000 |
| Allowance for loan losses | 260,000 | 260,000 | 260,000 | 260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,552,000 | 30,969,000 | 30,312,000 | 30,820,000 |
| Interest-bearing deposits | 25,515,000 | 24,847,000 | 23,844,000 | 23,230,000 |
| Noninterest-bearing deposits | 7,037,000 | 6,122,000 | 6,468,000 | 7,590,000 |
| Equity capital | 4,054,000 | 4,112,000 | 4,202,000 | 4,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 767,000 | 1,196,000 | 1,596,000 |
| Interest expense | 20,000 | 38,000 | 57,000 | 74,000 |
| Net interest income | 350,000 | 729,000 | 1,139,000 | 1,522,000 |
| Noninterest income | 19,000 | 35,000 | 56,000 | 73,000 |
| Noninterest expense | 185,000 | 372,000 | 563,000 | 877,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 392,000 | 632,000 | 718,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 392,000 | 632,000 | 718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,054,000 | 4,112,000 | 4,202,000 | 4,038,000 |
| Total capital | 4,314,000 | 4,372,000 | 4,462,000 | 4,298,000 |
| Risk-weighted assets | 25,320,000 | 27,012,000 | 26,751,000 | 25,016,000 |