Call reports 2015
GRANT COUNTY STATE BANK — 2015
What GRANT COUNTY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 35,376,000 | 32,865,000 | 34,894,000 | 36,249,000 |
| Total loans | 26,615,000 | 31,747,000 | 33,436,000 | 29,434,000 |
| Allowance for loan losses | 260,000 | 260,000 | 260,000 | 260,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,343,000 | 28,482,000 | 30,716,000 | 32,222,000 |
| Interest-bearing deposits | 23,817,000 | 22,014,000 | 24,671,000 | 24,139,000 |
| Noninterest-bearing deposits | 7,526,000 | 6,468,000 | 6,045,000 | 8,083,000 |
| Equity capital | 4,027,000 | 4,076,000 | 4,171,000 | 4,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 723,000 | 1,163,000 | 1,578,000 |
| Interest expense | 14,000 | 31,000 | 51,000 | 72,000 |
| Net interest income | 322,000 | 692,000 | 1,112,000 | 1,506,000 |
| Noninterest income | 194,000 | 213,000 | 237,000 | 253,000 |
| Noninterest expense | 193,000 | 383,000 | 582,000 | 893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 323,000 | 522,000 | 767,000 | 866,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 323,000 | 522,000 | 767,000 | 866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,027,000 | 4,076,000 | 4,171,000 | 4,020,000 |
| Total capital | 4,287,000 | 4,336,000 | 4,431,000 | 4,280,000 |
| Risk-weighted assets | 26,336,000 | 29,158,000 | 30,209,000 | 27,123,000 |