Call reports 2011
GRANT COUNTY STATE BANK — 2011
What GRANT COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 30,122,000 | 29,652,000 | 29,282,000 | 30,347,000 |
| Total loans | 17,273,000 | 20,367,000 | 21,872,000 | 18,400,000 |
| Allowance for loan losses | 239,000 | 239,000 | 239,000 | 239,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,151,000 | 26,583,000 | 26,124,000 | 27,272,000 |
| Interest-bearing deposits | 22,550,000 | 21,909,000 | 22,166,000 | 21,725,000 |
| Noninterest-bearing deposits | 4,601,000 | 4,674,000 | 3,958,000 | 5,547,000 |
| Equity capital | 2,940,000 | 3,039,000 | 3,130,000 | 3,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 553,000 | 890,000 | 1,196,000 |
| Interest expense | 44,000 | 87,000 | 127,000 | 165,000 |
| Net interest income | 212,000 | 466,000 | 763,000 | 1,031,000 |
| Noninterest income | 17,000 | 37,000 | 61,000 | 112,000 |
| Noninterest expense | 183,000 | 358,000 | 538,000 | 812,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 145,000 | 286,000 | 331,000 |
| Income tax | 0 | 0 | 0 | 23,000 |
| Net income | 46,000 | 145,000 | 286,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,940,000 | 3,039,000 | 3,130,000 | 3,037,000 |
| Total capital | 3,178,000 | 3,278,000 | 3,369,000 | 3,276,000 |
| Risk-weighted assets | 19,070,000 | 21,172,000 | 21,917,000 | 19,989,000 |