Call reports 2008
GRANT COUNTY STATE BANK — 2008
What GRANT COUNTY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 26,793,000 | 24,490,000 | 23,975,000 | 24,962,000 |
| Total loans | 14,583,000 | 17,384,000 | 18,254,000 | 16,435,000 |
| Allowance for loan losses | 236,000 | 239,000 | 242,000 | 244,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,889,000 | 21,584,000 | 21,016,000 | 21,951,000 |
| Interest-bearing deposits | 19,731,000 | 18,586,000 | 17,838,000 | 18,336,000 |
| Noninterest-bearing deposits | 4,158,000 | 2,998,000 | 3,178,000 | 3,615,000 |
| Equity capital | 2,788,000 | 2,809,000 | 2,855,000 | 2,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 720,000 | 1,075,000 | 1,392,000 |
| Interest expense | 149,000 | 277,000 | 396,000 | 499,000 |
| Net interest income | 224,000 | 443,000 | 679,000 | 893,000 |
| Noninterest income | 22,000 | 44,000 | 69,000 | 121,000 |
| Noninterest expense | 164,000 | 320,000 | 472,000 | 688,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 79,000 | 161,000 | 267,000 | 314,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 161,000 | 267,000 | 314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,788,000 | 2,809,000 | 2,855,000 | 2,762,000 |
| Total capital | 2,999,000 | 3,034,000 | 3,079,000 | 2,981,000 |
| Risk-weighted assets | 16,876,000 | 17,977,000 | 17,939,000 | 17,481,000 |
Machine access — free, no API key
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