Call reports 2004
GRANT COUNTY STATE BANK — 2004
What GRANT COUNTY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,069,000 | 21,996,000 | 22,651,000 | 23,436,000 |
| Total loans | 14,527,000 | 17,249,000 | 17,891,000 | 13,684,000 |
| Allowance for loan losses | 244,000 | 244,000 | 244,000 | 244,000 |
| Securities available for sale | 250,000 | 249,000 | 250,000 | 149,000 |
| Securities held to maturity | 130,000 | 95,000 | 95,000 | 95,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,163,000 | 18,855,000 | 18,320,000 | 20,623,000 |
| Interest-bearing deposits | 16,860,000 | 16,321,000 | 15,808,000 | 17,001,000 |
| Noninterest-bearing deposits | 3,303,000 | 2,534,000 | 2,512,000 | 3,622,000 |
| Equity capital | 2,563,000 | 2,606,000 | 2,706,000 | 2,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 510,000 | 809,000 | 1,092,000 |
| Interest expense | 52,000 | 103,000 | 159,000 | 219,000 |
| Net interest income | 194,000 | 407,000 | 650,000 | 873,000 |
| Noninterest income | 27,000 | 55,000 | 90,000 | 138,000 |
| Noninterest expense | 132,000 | 265,000 | 393,000 | 611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 197,000 | 347,000 | 400,000 |
| Income tax | 0 | 0 | 0 | 28,000 |
| Net income | 89,000 | 197,000 | 347,000 | 372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,563,000 | 2,606,000 | 2,706,000 | 2,581,000 |
| Total capital | 2,744,000 | 2,804,000 | 2,914,000 | 2,759,000 |
| Risk-weighted assets | 14,388,000 | 15,831,000 | 16,585,000 | 14,187,000 |