Call reports 2003
GRANT COUNTY STATE BANK — 2003
What GRANT COUNTY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,877,000 | 21,736,000 | 21,809,000 | 22,563,000 |
| Total loans | 14,739,000 | 16,438,000 | 17,246,000 | 14,999,000 |
| Allowance for loan losses | 244,000 | 244,000 | 244,000 | 244,000 |
| Securities available for sale | 505,000 | 503,000 | 501,000 | 249,000 |
| Securities held to maturity | 130,000 | 130,000 | 130,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,954,000 | 18,786,000 | 18,806,000 | 19,642,000 |
| Interest-bearing deposits | 17,059,000 | 16,191,000 | 15,824,000 | 16,582,000 |
| Noninterest-bearing deposits | 3,895,000 | 2,595,000 | 2,982,000 | 3,060,000 |
| Equity capital | 2,549,000 | 2,583,000 | 2,655,000 | 2,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 514,000 | 792,000 | 1,052,000 |
| Interest expense | 80,000 | 153,000 | 218,000 | 275,000 |
| Net interest income | 168,000 | 361,000 | 574,000 | 777,000 |
| Noninterest income | 23,000 | 51,000 | 83,000 | 135,000 |
| Noninterest expense | 153,000 | 291,000 | 428,000 | 597,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 121,000 | 229,000 | 315,000 |
| Income tax | 0 | 0 | 0 | 22,000 |
| Net income | 38,000 | 121,000 | 229,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,549,000 | 2,582,000 | 2,655,000 | 2,559,000 |
| Total capital | 2,723,000 | 2,761,000 | 2,839,000 | 2,739,000 |
| Risk-weighted assets | 13,824,000 | 14,262,000 | 14,696,000 | 14,353,000 |