Call reports 2026
PEOPLES BANK — 2026
What PEOPLES BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 428,853,000 | 445,335,000 |
| Total loans | 332,678,000 | 360,214,000 |
| Allowance for loan losses | 3,201,000 | 3,300,000 |
| Securities available for sale | 21,442,000 | 23,157,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 369,333,000 | 376,351,000 |
| Interest-bearing deposits | 321,478,000 | 324,761,000 |
| Noninterest-bearing deposits | 47,855,000 | 51,590,000 |
| Equity capital | 53,122,000 | 54,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,453,000 | 15,022,000 |
| Interest expense | 2,435,000 | 5,022,000 |
| Net interest income | 5,018,000 | 10,000,000 |
| Noninterest income | 193,000 | 412,000 |
| Noninterest expense | 2,797,000 | 5,888,000 |
| Provision for loan losses | 100,000 | 622,000 |
| Pretax income | 2,314,000 | 3,902,000 |
| Income tax | 462,000 | 768,000 |
| Net income | 1,852,000 | 3,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,364,000 | 55,378,000 |
| Total capital | 57,772,000 | 58,886,000 |
| Risk-weighted assets | 359,093,000 | 385,924,000 |
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