Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 406,802,000 | 399,576,000 | 402,518,000 | 410,719,000 |
| Total loans | 299,698,000 | 299,564,000 | 302,998,000 | 305,926,000 |
| Allowance for loan losses | 3,129,000 | 3,076,000 | 3,145,000 | 3,128,000 |
| Securities available for sale | 22,692,000 | 23,653,000 | 21,220,000 | 24,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,445,000 | 345,083,000 | 348,393,000 | 357,075,000 |
| Interest-bearing deposits | 309,017,000 | 298,127,000 | 298,650,000 | 307,829,000 |
| Noninterest-bearing deposits | 46,428,000 | 46,956,000 | 49,743,000 | 49,246,000 |
| Equity capital | 47,855,000 | 49,217,000 | 51,189,000 | 51,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,473,000 | 15,093,000 | 22,525,000 | 29,901,000 |
| Interest expense | 2,686,000 | 5,444,000 | 8,051,000 | 10,645,000 |
| Net interest income | 4,787,000 | 9,649,000 | 14,474,000 | 19,256,000 |
| Noninterest income | 253,000 | 565,000 | 806,000 | 835,000 |
| Noninterest expense | 2,723,000 | 5,651,000 | 8,490,000 | 11,671,000 |
| Provision for loan losses | 100,000 | 318,000 | 637,000 | 637,000 |
| Pretax income | 2,212,000 | 4,240,000 | 6,148,000 | 7,778,000 |
| Income tax | 442,000 | 854,000 | 1,234,000 | 1,533,000 |
| Net income | 1,770,000 | 3,386,000 | 4,914,000 | 6,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,227,000 | 50,843,000 | 52,372,000 | 52,561,000 |
| Total capital | 52,564,000 | 54,125,000 | 55,723,000 | 55,897,000 |
| Risk-weighted assets | 313,060,000 | 312,183,000 | 318,437,000 | 331,223,000 |