Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 372,283,000 | 383,462,000 | 378,976,000 | 396,367,000 |
| Total loans | 300,397,000 | 307,881,000 | 303,909,000 | 308,114,000 |
| Allowance for loan losses | 2,894,000 | 3,098,000 | 3,136,000 | 3,225,000 |
| Securities available for sale | 13,395,000 | 13,192,000 | 13,134,000 | 17,475,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,110,000 | 326,364,000 | 320,489,000 | 342,896,000 |
| Interest-bearing deposits | 265,636,000 | 274,665,000 | 268,402,000 | 291,096,000 |
| Noninterest-bearing deposits | 52,474,000 | 51,699,000 | 52,087,000 | 51,800,000 |
| Equity capital | 41,664,000 | 43,490,000 | 45,754,000 | 46,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,008,000 | 14,656,000 | 22,212,000 | 29,989,000 |
| Interest expense | 2,183,000 | 4,564,000 | 7,141,000 | 9,830,000 |
| Net interest income | 4,825,000 | 10,092,000 | 15,071,000 | 20,159,000 |
| Noninterest income | 204,000 | 388,000 | 602,000 | 807,000 |
| Noninterest expense | 2,651,000 | 5,346,000 | 7,950,000 | 10,627,000 |
| Provision for loan losses | -85,000 | 346,000 | 476,000 | 673,000 |
| Pretax income | 2,463,000 | 4,788,000 | 7,235,000 | 9,451,000 |
| Income tax | 501,000 | 969,000 | 1,463,000 | 1,911,000 |
| Net income | 1,962,000 | 3,819,000 | 5,772,000 | 7,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,017,000 | 44,874,000 | 46,826,000 | 47,720,000 |
| Total capital | 45,911,000 | 47,970,000 | 49,964,000 | 51,146,000 |
| Risk-weighted assets | 307,619,000 | 314,365,000 | 307,212,000 | 318,374,000 |