Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 320,660,000 | 337,239,000 | 346,028,000 | 354,124,000 |
| Total loans | 258,696,000 | 269,063,000 | 278,984,000 | 287,582,000 |
| Allowance for loan losses | 3,012,000 | 2,981,000 | 2,940,000 | 2,944,000 |
| Securities available for sale | 13,516,000 | 12,844,000 | 12,105,000 | 13,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,548,000 | 289,713,000 | 296,824,000 | 304,783,000 |
| Interest-bearing deposits | 223,492,000 | 237,900,000 | 247,694,000 | 253,990,000 |
| Noninterest-bearing deposits | 49,056,000 | 51,813,000 | 49,130,000 | 50,793,000 |
| Equity capital | 35,574,000 | 37,093,000 | 38,398,000 | 39,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,671,000 | 10,381,000 | 16,517,000 | 23,082,000 |
| Interest expense | 1,056,000 | 2,492,000 | 4,231,000 | 6,216,000 |
| Net interest income | 3,615,000 | 7,889,000 | 12,286,000 | 16,866,000 |
| Noninterest income | 252,000 | 473,000 | 733,000 | 934,000 |
| Noninterest expense | 2,256,000 | 4,678,000 | 7,140,000 | 9,736,000 |
| Provision for loan losses | -153,000 | -145,000 | -131,000 | 179,000 |
| Pretax income | 1,764,000 | 3,829,000 | 6,010,000 | 7,885,000 |
| Income tax | 354,000 | 768,000 | 1,205,000 | 1,585,000 |
| Net income | 1,410,000 | 3,061,000 | 4,805,000 | 6,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,888,000 | 38,539,000 | 40,283,000 | 41,054,000 |
| Total capital | 39,900,000 | 41,520,000 | 43,223,000 | 43,997,000 |
| Risk-weighted assets | 271,376,000 | 284,244,000 | 291,463,000 | 292,875,000 |