Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 274,621,000 | 285,896,000 | 286,419,000 | 304,944,000 |
| Total loans | 206,350,000 | 220,151,000 | 230,417,000 | 246,365,000 |
| Allowance for loan losses | 2,891,000 | 3,048,000 | 3,062,000 | 3,150,000 |
| Securities available for sale | 13,008,000 | 11,083,000 | 10,384,000 | 12,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,080,000 | 254,138,000 | 250,480,000 | 261,060,000 |
| Interest-bearing deposits | 205,769,000 | 206,741,000 | 204,297,000 | 218,080,000 |
| Noninterest-bearing deposits | 42,311,000 | 47,397,000 | 46,183,000 | 42,980,000 |
| Equity capital | 24,952,000 | 25,266,000 | 25,722,000 | 34,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,139,000 | 6,532,000 | 10,251,000 | 14,535,000 |
| Interest expense | 352,000 | 745,000 | 1,215,000 | 1,911,000 |
| Net interest income | 2,787,000 | 5,787,000 | 9,036,000 | 12,624,000 |
| Noninterest income | 297,000 | 564,000 | 791,000 | 1,036,000 |
| Noninterest expense | 1,907,000 | 3,813,000 | 5,850,000 | 7,720,000 |
| Provision for loan losses | 75,000 | 238,000 | 728,000 | 834,000 |
| Pretax income | 1,102,000 | 2,300,000 | 3,249,000 | 5,094,000 |
| Income tax | 219,000 | 455,000 | 619,000 | 932,000 |
| Net income | 883,000 | 1,845,000 | 2,630,000 | 4,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,692,000 | 26,654,000 | 27,439,000 | 35,479,000 |
| Total capital | 28,383,000 | 29,533,000 | 30,451,000 | 38,629,000 |
| Risk-weighted assets | 215,141,000 | 230,185,000 | 240,954,000 | 255,638,000 |