Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 212,963,000 | 221,164,000 | 219,878,000 | 221,767,000 |
| Total loans | 159,290,000 | 171,613,000 | 169,774,000 | 164,553,000 |
| Allowance for loan losses | 1,991,000 | 2,073,000 | 2,223,000 | 2,228,000 |
| Securities available for sale | 11,205,000 | 11,061,000 | 10,591,000 | 10,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,912,000 | 176,868,000 | 183,447,000 | 196,352,000 |
| Interest-bearing deposits | 153,639,000 | 147,604,000 | 151,000,000 | 162,509,000 |
| Noninterest-bearing deposits | 24,273,000 | 29,264,000 | 32,447,000 | 33,843,000 |
| Equity capital | 20,472,000 | 21,039,000 | 21,741,000 | 22,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,855,000 | 6,004,000 | 8,805,000 | 11,550,000 |
| Interest expense | 651,000 | 1,222,000 | 1,715,000 | 2,161,000 |
| Net interest income | 2,204,000 | 4,782,000 | 7,090,000 | 9,389,000 |
| Noninterest income | 196,000 | 96,000 | 379,000 | 490,000 |
| Noninterest expense | 1,698,000 | 3,149,000 | 4,769,000 | 6,148,000 |
| Provision for loan losses | 90,000 | 430,000 | 583,000 | 664,000 |
| Pretax income | 612,000 | 1,314,000 | 2,132,000 | 3,082,000 |
| Income tax | 119,000 | 256,000 | 374,000 | 740,000 |
| Net income | 493,000 | 1,058,000 | 1,758,000 | 2,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,310,000 | 20,876,000 | 21,576,000 | 22,060,000 |
| Total capital | 22,302,000 | — | — | — |
| Risk-weighted assets | 172,822,000 | — | — | — |