Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 211,453,000 | 210,619,000 | 208,771,000 | 206,441,000 |
| Total loans | 153,325,000 | 158,311,000 | 161,755,000 | 159,342,000 |
| Allowance for loan losses | 1,907,000 | 1,803,000 | 1,865,000 | 1,960,000 |
| Securities available for sale | 12,584,000 | 14,531,000 | 13,601,000 | 12,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,014,000 | 182,456,000 | 180,329,000 | 172,379,000 |
| Interest-bearing deposits | 160,795,000 | 159,442,000 | 157,353,000 | 149,873,000 |
| Noninterest-bearing deposits | 23,219,000 | 23,014,000 | 22,976,000 | 22,506,000 |
| Equity capital | 18,447,000 | 19,105,000 | 19,267,000 | 19,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,586,000 | 5,464,000 | 8,354,000 | 11,427,000 |
| Interest expense | 732,000 | 1,486,000 | 2,227,000 | 2,933,000 |
| Net interest income | 1,854,000 | 3,978,000 | 6,127,000 | 8,494,000 |
| Noninterest income | 619,000 | 716,000 | 1,101,000 | 1,159,000 |
| Noninterest expense | 1,467,000 | 2,976,000 | 4,546,000 | 6,222,000 |
| Provision for loan losses | 294,000 | 386,000 | 1,342,000 | 1,032,000 |
| Pretax income | 667,000 | 1,287,000 | 1,295,000 | 2,354,000 |
| Income tax | 0 | 58,000 | -42,000 | 430,000 |
| Net income | 667,000 | 1,229,000 | 1,337,000 | 1,924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,559,000 | 19,122,000 | 19,229,000 | 19,818,000 |
| Total capital | 20,466,000 | 20,925,000 | 21,094,000 | 21,778,000 |
| Risk-weighted assets | 178,063,000 | 175,109,000 | 174,399,000 | 168,121,000 |