Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 188,781,000 | 201,401,000 | 209,359,000 | 214,025,000 |
| Total loans | 142,705,000 | 154,459,000 | 158,051,000 | 159,546,000 |
| Allowance for loan losses | 1,478,000 | 1,562,000 | 1,627,000 | 1,646,000 |
| Securities available for sale | 15,947,000 | 16,144,000 | 15,497,000 | 15,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,012,000 | 176,165,000 | 181,492,000 | 184,508,000 |
| Interest-bearing deposits | 142,852,000 | 154,469,000 | 160,341,000 | 161,588,000 |
| Noninterest-bearing deposits | 22,160,000 | 21,696,000 | 21,151,000 | 22,920,000 |
| Equity capital | 16,450,000 | 16,925,000 | 17,316,000 | 17,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,384,000 | 4,886,000 | 7,519,000 | 10,189,000 |
| Interest expense | 379,000 | 842,000 | 1,432,000 | 2,103,000 |
| Net interest income | 2,005,000 | 4,044,000 | 6,087,000 | 8,086,000 |
| Noninterest income | 254,000 | 555,000 | 454,000 | 794,000 |
| Noninterest expense | 1,450,000 | 3,274,000 | 4,516,000 | 5,974,000 |
| Provision for loan losses | 126,000 | 231,000 | 419,000 | 665,000 |
| Pretax income | 683,000 | 1,094,000 | 1,606,000 | 2,241,000 |
| Income tax | 95,000 | 170,000 | 250,000 | 437,000 |
| Net income | 588,000 | 924,000 | 1,356,000 | 1,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,676,000 | 17,012,000 | 17,444,000 | 17,892,000 |
| Total capital | 18,154,000 | 18,574,000 | 19,071,000 | 19,538,000 |
| Risk-weighted assets | 154,218,000 | 172,207,000 | 179,224,000 | 186,737,000 |