Call reports 2017
PEOPLES BANK — 2017
What PEOPLES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 169,080,000 | 172,194,000 | 178,858,000 | 185,101,000 |
| Total loans | 129,365,000 | 130,623,000 | 137,688,000 | 143,230,000 |
| Allowance for loan losses | 1,370,000 | 1,416,000 | 1,429,000 | 1,424,000 |
| Securities available for sale | 16,152,000 | 17,733,000 | 16,143,000 | 16,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,128,000 | 150,805,000 | 155,363,000 | 164,995,000 |
| Interest-bearing deposits | 120,764,000 | 126,331,000 | 129,566,000 | 133,903,000 |
| Noninterest-bearing deposits | 26,364,000 | 24,474,000 | 25,797,000 | 31,092,000 |
| Equity capital | 15,185,000 | 15,703,000 | 15,950,000 | 16,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,024,000 | 4,136,000 | 6,160,000 | 8,433,000 |
| Interest expense | 254,000 | 520,000 | 814,000 | 1,144,000 |
| Net interest income | 1,770,000 | 3,616,000 | 5,346,000 | 7,289,000 |
| Noninterest income | 204,000 | 479,000 | 626,000 | 818,000 |
| Noninterest expense | 1,394,000 | 2,828,000 | 4,258,000 | 5,855,000 |
| Provision for loan losses | 90,000 | 151,000 | 247,000 | 335,000 |
| Pretax income | 490,000 | 1,119,000 | 1,470,000 | 1,920,000 |
| Income tax | 146,000 | 343,000 | 444,000 | 804,000 |
| Net income | 344,000 | 776,000 | 1,026,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,053,000 | 15,657,000 | 15,999,000 | 16,088,000 |
| Total capital | 16,423,000 | 17,073,000 | 17,428,000 | 17,512,000 |
| Risk-weighted assets | 128,981,000 | 136,907,000 | 144,903,000 | 151,127,000 |