Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 159,672,000 | 163,848,000 | 163,800,000 | 163,813,000 |
| Total loans | 125,054,000 | 127,416,000 | 122,343,000 | 128,023,000 |
| Allowance for loan losses | 1,572,000 | 1,479,000 | 1,394,000 | 1,336,000 |
| Securities available for sale | 13,470,000 | 13,991,000 | 12,524,000 | 13,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,666,000 | 142,837,000 | 147,529,000 | 142,457,000 |
| Interest-bearing deposits | 117,305,000 | 122,068,000 | 127,896,000 | 120,432,000 |
| Noninterest-bearing deposits | 21,361,000 | 20,769,000 | 19,633,000 | 22,025,000 |
| Equity capital | 14,092,000 | 14,431,000 | 14,619,000 | 14,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,989,000 | 4,043,000 | 6,094,000 | 8,171,000 |
| Interest expense | 299,000 | 610,000 | 921,000 | 1,183,000 |
| Net interest income | 1,690,000 | 3,433,000 | 5,173,000 | 6,988,000 |
| Noninterest income | 190,000 | 308,000 | 366,000 | 553,000 |
| Noninterest expense | 1,326,000 | 2,700,000 | 4,132,000 | 5,517,000 |
| Provision for loan losses | 90,000 | 128,000 | 232,000 | 247,000 |
| Pretax income | 469,000 | 920,000 | 1,157,000 | 1,744,000 |
| Income tax | 147,000 | 290,000 | 358,000 | 543,000 |
| Net income | 322,000 | 630,000 | 799,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,090,000 | 14,459,000 | 14,667,000 | 14,973,000 |
| Total capital | 15,662,000 | 15,938,000 | 16,061,000 | 16,309,000 |
| Risk-weighted assets | 130,611,000 | 132,576,000 | 128,204,000 | 132,091,000 |