Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 148,141,000 | 148,892,000 | 150,202,000 | 153,706,000 |
| Total loans | 105,719,000 | 110,257,000 | 114,447,000 | 118,406,000 |
| Allowance for loan losses | 1,740,000 | 1,594,000 | 1,638,000 | 1,494,000 |
| Securities available for sale | 18,055,000 | 17,302,000 | 16,195,000 | 12,542,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,236,000 | 128,772,000 | 127,708,000 | 133,218,000 |
| Interest-bearing deposits | 107,601,000 | 109,780,000 | 110,945,000 | 114,367,000 |
| Noninterest-bearing deposits | 20,635,000 | 18,992,000 | 16,763,000 | 18,851,000 |
| Equity capital | 13,037,000 | 13,242,000 | 13,659,000 | 13,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,529,000 | 5,392,000 | 7,297,000 |
| Interest expense | 284,000 | 574,000 | 862,000 | 1,161,000 |
| Net interest income | 1,459,000 | 2,955,000 | 4,530,000 | 6,136,000 |
| Noninterest income | 145,000 | 331,000 | 463,000 | 651,000 |
| Noninterest expense | 1,145,000 | 2,306,000 | 3,450,000 | 4,696,000 |
| Provision for loan losses | 111,000 | 185,000 | 257,000 | 704,000 |
| Pretax income | 371,000 | 825,000 | 1,316,000 | 1,423,000 |
| Income tax | 100,000 | 232,000 | 375,000 | 409,000 |
| Net income | 271,000 | 593,000 | 941,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,045,000 | 13,351,000 | 13,620,000 | 13,772,000 |
| Total capital | 14,435,000 | 14,786,000 | 15,116,000 | 15,266,000 |
| Risk-weighted assets | 110,811,000 | 114,618,000 | 119,505,000 | 123,506,000 |