Call reports 2014
PEOPLES BANK — 2014
What PEOPLES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 136,616,000 | 139,856,000 | 139,820,000 | 143,460,000 |
| Total loans | 96,418,000 | 100,614,000 | 101,221,000 | 105,281,000 |
| Allowance for loan losses | 1,650,000 | 1,751,000 | 1,820,000 | 1,730,000 |
| Securities available for sale | 19,781,000 | 18,861,000 | 18,281,000 | 19,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,081,000 | 120,742,000 | 120,508,000 | 123,786,000 |
| Interest-bearing deposits | 100,025,000 | 104,225,000 | 104,669,000 | 104,820,000 |
| Noninterest-bearing deposits | 17,056,000 | 16,517,000 | 15,839,000 | 18,966,000 |
| Equity capital | 11,800,000 | 12,075,000 | 12,382,000 | 12,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,278,000 | 4,953,000 | 6,644,000 |
| Interest expense | 302,000 | 601,000 | 892,000 | 1,186,000 |
| Net interest income | 1,283,000 | 2,677,000 | 4,061,000 | 5,458,000 |
| Noninterest income | 42,000 | 116,000 | 285,000 | 457,000 |
| Noninterest expense | 1,068,000 | 2,198,000 | 3,356,000 | 4,503,000 |
| Provision for loan losses | 201,000 | 402,000 | 543,000 | 594,000 |
| Pretax income | 60,000 | 202,000 | 471,000 | 862,000 |
| Income tax | 21,000 | 21,000 | 44,000 | 223,000 |
| Net income | 39,000 | 181,000 | 427,000 | 639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,714,000 | 11,821,000 | 12,399,000 | 12,758,000 |
| Total capital | 12,996,000 | 13,163,000 | 13,758,000 | 14,155,000 |
| Risk-weighted assets | 102,155,000 | 106,932,000 | 108,225,000 | 111,423,000 |