Call reports 2013
PEOPLES BANK — 2013
What PEOPLES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 134,714,000 | 133,940,000 | 134,790,000 | 135,826,000 |
| Total loans | 91,556,000 | 91,179,000 | 91,592,000 | 95,835,000 |
| Allowance for loan losses | 1,191,000 | 1,435,000 | 1,248,000 | 1,476,000 |
| Securities available for sale | 15,175,000 | 14,316,000 | 16,731,000 | 17,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,656,000 | 115,104,000 | 115,964,000 | 117,311,000 |
| Interest-bearing deposits | 100,554,000 | 102,961,000 | 103,108,000 | 101,858,000 |
| Noninterest-bearing deposits | 15,102,000 | 12,143,000 | 12,856,000 | 15,453,000 |
| Equity capital | 12,016,000 | 11,833,000 | 11,798,000 | 11,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,465,000 | 2,974,000 | 4,523,000 | 6,080,000 |
| Interest expense | 334,000 | 665,000 | 997,000 | 1,317,000 |
| Net interest income | 1,131,000 | 2,309,000 | 3,526,000 | 4,763,000 |
| Noninterest income | 170,000 | 353,000 | 573,000 | 767,000 |
| Noninterest expense | 990,000 | 1,973,000 | 3,005,000 | 4,059,000 |
| Provision for loan losses | 141,000 | 412,000 | 703,000 | 1,244,000 |
| Pretax income | 170,000 | 277,000 | 392,000 | 228,000 |
| Income tax | 50,000 | 49,000 | 75,000 | 3,000 |
| Net income | 120,000 | 228,000 | 317,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,354,000 | 11,565,000 | 11,775,000 | 11,585,000 |
| Total capital | 12,545,000 | 12,787,000 | 13,023,000 | 12,862,000 |
| Risk-weighted assets | 98,144,000 | 97,526,000 | 102,598,000 | 101,995,000 |