Call reports 2012
PEOPLES BANK — 2012
What PEOPLES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,742,000 | 139,302,000 | 135,344,000 | 131,059,000 |
| Total loans | 91,475,000 | 91,006,000 | 90,931,000 | 91,134,000 |
| Allowance for loan losses | 1,072,000 | 1,199,000 | 1,300,000 | 1,590,000 |
| Securities available for sale | 12,845,000 | 14,672,000 | 12,838,000 | 11,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,818,000 | 120,236,000 | 116,250,000 | 112,174,000 |
| Interest-bearing deposits | 107,664,000 | 104,224,000 | 102,532,000 | 97,632,000 |
| Noninterest-bearing deposits | 17,154,000 | 16,012,000 | 13,718,000 | 14,542,000 |
| Equity capital | 11,880,000 | 12,058,000 | 12,126,000 | 11,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,596,000 | 3,153,000 | 4,688,000 | 6,207,000 |
| Interest expense | 461,000 | 900,000 | 1,308,000 | 1,678,000 |
| Net interest income | 1,135,000 | 2,253,000 | 3,380,000 | 4,529,000 |
| Noninterest income | 175,000 | 352,000 | 469,000 | 660,000 |
| Noninterest expense | 1,005,000 | 2,056,000 | 3,107,000 | 4,149,000 |
| Provision for loan losses | 106,000 | 297,000 | 440,000 | 1,021,000 |
| Pretax income | 216,000 | 370,000 | 491,000 | 250,000 |
| Income tax | 43,000 | 70,000 | 110,000 | 23,000 |
| Net income | 173,000 | 300,000 | 381,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,838,000 | 11,966,000 | 12,047,000 | 11,188,000 |
| Total capital | 12,910,000 | 13,165,000 | 13,270,000 | 12,398,000 |
| Risk-weighted assets | 100,276,000 | 99,087,000 | 97,767,000 | 96,420,000 |