Call reports 2011
PEOPLES BANK — 2011
What PEOPLES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 135,042,000 | 135,689,000 | 137,909,000 | 137,587,000 |
| Total loans | 95,079,000 | 93,628,000 | 94,620,000 | 92,571,000 |
| Allowance for loan losses | 1,888,000 | 1,803,000 | 1,764,000 | 1,156,000 |
| Securities available for sale | 10,292,000 | 11,375,000 | 12,378,000 | 11,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,325,000 | 117,196,000 | 119,073,000 | 118,888,000 |
| Interest-bearing deposits | 102,409,000 | 104,444,000 | 103,281,000 | 102,562,000 |
| Noninterest-bearing deposits | 13,916,000 | 12,752,000 | 15,792,000 | 16,326,000 |
| Equity capital | 11,141,000 | 11,442,000 | 11,722,000 | 11,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,283,000 | 4,880,000 | 6,444,000 |
| Interest expense | 589,000 | 1,146,000 | 1,681,000 | 2,172,000 |
| Net interest income | 1,067,000 | 2,137,000 | 3,199,000 | 4,272,000 |
| Noninterest income | 125,000 | 245,000 | 395,000 | 466,000 |
| Noninterest expense | 947,000 | 1,923,000 | 2,908,000 | 3,868,000 |
| Provision for loan losses | 288,000 | 324,000 | 345,000 | 460,000 |
| Pretax income | -43,000 | 135,000 | 352,000 | 518,000 |
| Income tax | 0 | 0 | 70,000 | 116,000 |
| Net income | -43,000 | 135,000 | 282,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,221,000 | 11,399,000 | 11,546,000 | 11,666,000 |
| Total capital | 12,454,000 | 12,637,000 | 12,799,000 | 12,822,000 |
| Risk-weighted assets | 98,001,000 | 98,427,000 | 99,800,000 | 99,295,000 |