Call reports 2010
PEOPLES BANK — 2010
What PEOPLES BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 128,928,000 | 128,550,000 | 131,375,000 | 129,198,000 |
| Total loans | 104,590,000 | 100,754,000 | 100,074,000 | 96,629,000 |
| Allowance for loan losses | 1,858,000 | 1,847,000 | 2,100,000 | 1,714,000 |
| Securities available for sale | 6,639,000 | 7,779,000 | 5,434,000 | 7,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,714,000 | 110,132,000 | 112,662,000 | 110,443,000 |
| Interest-bearing deposits | 99,602,000 | 10,754,000 | 101,247,000 | 100,455,000 |
| Noninterest-bearing deposits | 11,112,000 | 99,378,000 | 11,415,000 | 9,988,000 |
| Equity capital | 10,996,000 | 11,270,000 | 11,045,000 | 11,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,722,000 | 5,513,000 | 7,188,000 |
| Interest expense | 704,000 | 1,373,000 | 2,045,000 | 2,672,000 |
| Net interest income | 1,148,000 | 2,349,000 | 3,468,000 | 4,516,000 |
| Noninterest income | 161,000 | 296,000 | 384,000 | 517,000 |
| Noninterest expense | 962,000 | 1,926,000 | 2,905,000 | 3,761,000 |
| Provision for loan losses | 158,000 | 181,000 | 618,000 | 856,000 |
| Pretax income | 189,000 | 538,000 | 343,000 | 430,000 |
| Income tax | 52,000 | 155,000 | 203,000 | 62,000 |
| Net income | 137,000 | 383,000 | 140,000 | 368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,033,000 | 11,270,000 | 11,036,000 | 11,264,000 |
| Total capital | 12,322,000 | 12,527,000 | 12,291,000 | 12,492,000 |
| Risk-weighted assets | 102,581,000 | 99,961,000 | 99,577,000 | 97,741,000 |