Call reports 2009
PEOPLES BANK — 2009
What PEOPLES BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 126,813,000 | 126,169,000 | 130,102,000 | 128,115,000 |
| Total loans | 99,990,000 | 102,814,000 | 105,577,000 | 103,895,000 |
| Allowance for loan losses | 1,748,000 | 1,807,000 | 1,814,000 | 1,719,000 |
| Securities available for sale | 12,373,000 | 7,993,000 | 7,884,000 | 6,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,494,000 | 107,763,000 | 108,926,000 | 110,168,000 |
| Interest-bearing deposits | 96,692,000 | 97,400,000 | 98,260,000 | 99,284,000 |
| Noninterest-bearing deposits | 10,802,000 | 10,363,000 | 10,666,000 | 10,884,000 |
| Equity capital | 10,958,000 | 11,153,000 | 10,904,000 | 10,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,204,000 | 4,289,000 | 6,064,000 | 8,048,000 |
| Interest expense | 810,000 | 1,581,000 | 2,364,000 | 3,131,000 |
| Net interest income | 1,394,000 | 2,708,000 | 3,700,000 | 4,917,000 |
| Noninterest income | 80,000 | 273,000 | 374,000 | 538,000 |
| Noninterest expense | 1,014,000 | 2,096,000 | 3,123,000 | 4,098,000 |
| Provision for loan losses | 78,000 | 156,000 | 839,000 | 1,252,000 |
| Pretax income | 392,000 | 744,000 | 127,000 | 76,000 |
| Income tax | 124,000 | 234,000 | 15,000 | -6,000 |
| Net income | 268,000 | 510,000 | 112,000 | 82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,121,000 | 11,363,000 | 10,965,000 | 10,895,000 |
| Total capital | 12,353,000 | 12,611,000 | 12,242,000 | 12,169,000 |
| Risk-weighted assets | 98,131,000 | 99,248,000 | 101,642,000 | 101,443,000 |