Call reports 2008
PEOPLES BANK — 2008
What PEOPLES BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 135,840,000 | 132,703,000 | 131,670,000 | 129,519,000 |
| Total loans | 98,039,000 | 100,507,000 | 101,367,000 | 102,809,000 |
| Allowance for loan losses | 1,611,000 | 1,469,000 | 1,473,000 | 1,689,000 |
| Securities available for sale | 18,516,000 | 17,946,000 | 16,054,000 | 14,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,766,000 | 113,664,000 | 109,996,000 | 105,025,000 |
| Interest-bearing deposits | 107,116,000 | 103,676,000 | 100,026,000 | 95,133,000 |
| Noninterest-bearing deposits | 10,650,000 | 9,988,000 | 9,970,000 | 9,892,000 |
| Equity capital | 10,482,000 | 10,473,000 | 10,484,000 | 10,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,386,000 | 4,603,000 | 6,833,000 | 8,965,000 |
| Interest expense | 1,194,000 | 2,260,000 | 3,230,000 | 4,116,000 |
| Net interest income | 1,192,000 | 2,343,000 | 3,603,000 | 4,849,000 |
| Noninterest income | 169,000 | 308,000 | 543,000 | 585,000 |
| Noninterest expense | 1,018,000 | 2,077,000 | 3,148,000 | 3,907,000 |
| Provision for loan losses | 81,000 | 167,000 | 251,000 | 582,000 |
| Pretax income | 266,000 | 412,000 | 760,000 | 671,000 |
| Income tax | 80,000 | 122,000 | 231,000 | 170,000 |
| Net income | 186,000 | 290,000 | 529,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,638,000 | 10,741,000 | 10,981,000 | 10,853,000 |
| Total capital | 11,888,000 | 12,006,000 | 12,249,000 | 12,125,000 |
| Risk-weighted assets | 99,632,000 | 101,026,000 | 101,270,000 | 101,326,000 |