Call reports 2007
PEOPLES BANK — 2007
What PEOPLES BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 122,139,000 | 124,262,000 | 128,589,000 | 132,741,000 |
| Total loans | 90,384,000 | 89,333,000 | 93,534,000 | 96,341,000 |
| Allowance for loan losses | 1,423,000 | 1,409,000 | 1,253,000 | 1,601,000 |
| Securities available for sale | 18,563,000 | 19,114,000 | 20,342,000 | 20,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,800,000 | 106,723,000 | 110,633,000 | 114,885,000 |
| Interest-bearing deposits | 95,704,000 | 97,819,000 | 101,525,000 | 104,213,000 |
| Noninterest-bearing deposits | 9,096,000 | 8,904,000 | 9,108,000 | 10,672,000 |
| Equity capital | 9,802,000 | 9,851,000 | 10,244,000 | 10,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,714,000 | 7,210,000 | 9,716,000 |
| Interest expense | 1,130,000 | 2,290,000 | 3,504,000 | 4,753,000 |
| Net interest income | 1,208,000 | 2,424,000 | 3,706,000 | 4,963,000 |
| Noninterest income | 116,000 | 251,000 | 341,000 | 549,000 |
| Noninterest expense | 975,000 | 1,949,000 | 2,931,000 | 3,818,000 |
| Provision for loan losses | 30,000 | 60,000 | 130,000 | 735,000 |
| Pretax income | 290,000 | 637,000 | 957,000 | 940,000 |
| Income tax | 44,000 | 149,000 | 237,000 | 281,000 |
| Net income | 246,000 | 488,000 | 720,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,989,000 | 10,232,000 | 10,462,000 | 10,452,000 |
| Total capital | 11,118,000 | 11,351,000 | 11,625,000 | 11,659,000 |
| Risk-weighted assets | 90,059,000 | 89,222,000 | 92,983,000 | 96,238,000 |