Call reports 2006
PEOPLES BANK — 2006
What PEOPLES BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 110,040,000 | 113,581,000 | 120,637,000 | 120,717,000 |
| Total loans | 79,230,000 | 83,891,000 | 90,915,000 | 89,656,000 |
| Allowance for loan losses | 1,542,000 | 1,582,000 | 1,666,000 | 1,593,000 |
| Securities available for sale | 21,158,000 | 19,549,000 | 20,092,000 | 19,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,524,000 | 92,989,000 | 95,509,000 | 98,796,000 |
| Interest-bearing deposits | 85,382,000 | 84,035,000 | 86,369,000 | 89,645,000 |
| Noninterest-bearing deposits | 9,142,000 | 8,954,000 | 9,140,000 | 9,151,000 |
| Equity capital | 8,836,000 | 8,858,000 | 9,392,000 | 9,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,923,000 | 4,072,000 | 6,362,000 | 8,690,000 |
| Interest expense | 766,000 | 1,656,000 | 2,699,000 | 3,824,000 |
| Net interest income | 1,157,000 | 2,416,000 | 3,663,000 | 4,866,000 |
| Noninterest income | 95,000 | 251,000 | 348,000 | 398,000 |
| Noninterest expense | 882,000 | 1,759,000 | 2,682,000 | 3,604,000 |
| Provision for loan losses | 44,000 | 99,000 | 192,000 | 392,000 |
| Pretax income | 326,000 | 770,000 | 1,098,000 | 1,229,000 |
| Income tax | 105,000 | 256,000 | 364,000 | 395,000 |
| Net income | 221,000 | 514,000 | 734,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,155,000 | 9,448,000 | 9,667,000 | 9,743,000 |
| Total capital | 10,057,000 | 10,484,000 | 10,796,000 | 10,865,000 |
| Risk-weighted assets | 78,551,000 | 82,354,000 | 89,818,000 | 89,320,000 |