Call reports 2003
PEOPLES BANK — 2003
What PEOPLES BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,899,000 | 94,464,000 | 94,087,000 | 95,095,000 |
| Total loans | 66,075,000 | 68,630,000 | 69,178,000 | 68,924,000 |
| Allowance for loan losses | 1,634,000 | 1,648,000 | 1,689,000 | 1,538,000 |
| Securities available for sale | 11,840,000 | 12,374,000 | 14,311,000 | 15,365,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,523,000 | 84,764,000 | 84,374,000 | 85,063,000 |
| Interest-bearing deposits | 77,451,000 | 78,298,000 | 77,165,000 | 76,584,000 |
| Noninterest-bearing deposits | 6,072,000 | 6,466,000 | 7,209,000 | 8,479,000 |
| Equity capital | 7,066,000 | 7,296,000 | 7,305,000 | 7,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 3,079,000 | 4,597,000 | 6,114,000 |
| Interest expense | 589,000 | 1,151,000 | 1,666,000 | 2,137,000 |
| Net interest income | 938,000 | 1,928,000 | 2,931,000 | 3,977,000 |
| Noninterest income | 95,000 | 138,000 | 184,000 | 234,000 |
| Noninterest expense | 725,000 | 1,489,000 | 2,242,000 | 2,923,000 |
| Provision for loan losses | 474,000 | 539,000 | 640,000 | 691,000 |
| Pretax income | -163,000 | 47,000 | 289,000 | 669,000 |
| Income tax | 0 | 55,000 | 65,000 | 158,000 |
| Net income | -163,000 | -8,000 | 224,000 | 511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,950,000 | 7,106,000 | 7,338,000 | 7,624,000 |
| Total capital | 7,778,000 | 7,950,000 | 8,185,000 | 8,470,000 |
| Risk-weighted assets | 65,463,000 | 66,718,000 | 66,947,000 | 67,004,000 |