Call reports 2002
PEOPLES BANK — 2002
What PEOPLES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 85,293,000 | 85,590,000 | 86,804,000 | 89,932,000 |
| Total loans | 61,246,000 | 61,278,000 | 63,601,000 | 65,800,000 |
| Allowance for loan losses | 1,071,000 | 1,082,000 | 1,095,000 | 1,320,000 |
| Securities available for sale | 13,510,000 | 14,018,000 | 14,137,000 | 12,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,310,000 | 76,401,000 | 77,315,000 | 80,460,000 |
| Interest-bearing deposits | 70,805,000 | 70,882,000 | 71,743,000 | 74,502,000 |
| Noninterest-bearing deposits | 5,505,000 | 5,519,000 | 5,572,000 | 5,958,000 |
| Equity capital | 6,731,000 | 7,007,000 | 7,152,000 | 7,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,231,000 | 4,896,000 | 6,510,000 |
| Interest expense | 643,000 | 1,243,000 | 1,845,000 | 2,446,000 |
| Net interest income | 984,000 | 1,988,000 | 3,051,000 | 4,064,000 |
| Noninterest income | 70,000 | 114,000 | 262,000 | 336,000 |
| Noninterest expense | 695,000 | 1,421,000 | 2,220,000 | 2,918,000 |
| Provision for loan losses | 74,000 | 219,000 | 279,000 | 685,000 |
| Pretax income | 291,000 | 490,000 | 842,000 | 829,000 |
| Income tax | 61,000 | 101,000 | 221,000 | 183,000 |
| Net income | 230,000 | 389,000 | 621,000 | 646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,748,000 | 6,899,000 | 7,124,000 | 7,113,000 |
| Total capital | 7,531,000 | 7,685,000 | 7,922,000 | 7,928,000 |
| Risk-weighted assets | 62,390,000 | 61,811,000 | 63,628,000 | 64,655,000 |