Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 33,684,000 | 32,974,000 | 33,003,000 | 33,929,000 |
| Total loans | 21,129,000 | 21,393,000 | 21,112,000 | 21,020,000 |
| Allowance for loan losses | 100,000 | 102,000 | 114,000 | 105,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,699,000 | 5,598,000 | 5,521,000 | 4,954,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,928,000 | 27,081,000 | 27,020,000 | 28,104,000 |
| Interest-bearing deposits | 19,278,000 | 18,569,000 | 18,406,000 | 19,281,000 |
| Noninterest-bearing deposits | 8,650,000 | 8,512,000 | 8,614,000 | 8,823,000 |
| Equity capital | 5,492,000 | 5,613,000 | 5,683,000 | 5,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 401,000 | 815,000 | 1,244,000 | 1,660,000 |
| Interest expense | 26,000 | 55,000 | 91,000 | 130,000 |
| Net interest income | 375,000 | 760,000 | 1,153,000 | 1,530,000 |
| Noninterest income | 83,000 | 176,000 | 230,000 | 341,000 |
| Noninterest expense | 333,000 | 678,000 | 1,029,000 | 1,529,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 65,000 |
| Pretax income | 125,000 | 258,000 | 329,000 | 277,000 |
| Income tax | 10,000 | 22,000 | 22,000 | 60,000 |
| Net income | 115,000 | 236,000 | 307,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,492,000 | 5,613,000 | 5,683,000 | 5,593,000 |
| Total capital | 5,593,000 | 5,715,000 | 5,797,000 | 5,698,000 |
| Risk-weighted assets | 22,435,000 | 22,821,000 | 21,672,000 | 22,607,000 |