Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 34,634,000 | 35,000,000 | 34,441,000 | 32,795,000 |
| Total loans | 21,904,000 | 21,557,000 | 21,426,000 | 21,849,000 |
| Allowance for loan losses | 178,000 | 172,000 | 258,000 | 102,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,977,000 | 5,899,000 | 5,834,000 | 5,758,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,055,000 | 29,264,000 | 28,680,000 | 27,131,000 |
| Interest-bearing deposits | 20,477,000 | 20,707,000 | 19,873,000 | 18,234,000 |
| Noninterest-bearing deposits | 8,578,000 | 8,557,000 | 8,807,000 | 8,897,000 |
| Equity capital | 5,342,000 | 5,463,000 | 5,486,000 | 5,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 810,000 | 1,229,000 | 1,667,000 |
| Interest expense | 28,000 | 56,000 | 84,000 | 112,000 |
| Net interest income | 368,000 | 754,000 | 1,145,000 | 1,555,000 |
| Noninterest income | 106,000 | 213,000 | 291,000 | 355,000 |
| Noninterest expense | 350,000 | 703,000 | 1,046,000 | 1,517,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 125,000 |
| Pretax income | 124,000 | 264,000 | 290,000 | 268,000 |
| Income tax | 15,000 | 34,000 | 37,000 | 75,000 |
| Net income | 109,000 | 230,000 | 253,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,342,000 | 5,463,000 | 5,486,000 | 5,376,000 |
| Total capital | 5,520,000 | 5,635,000 | 5,744,000 | 5,478,000 |
| Risk-weighted assets | 22,939,000 | 22,647,000 | 22,633,000 | 23,110,000 |