Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 36,312,000 | 35,313,000 | 35,687,000 | 35,325,000 |
| Total loans | 16,985,000 | 18,068,000 | 20,052,000 | 19,512,000 |
| Allowance for loan losses | 183,000 | 185,000 | 184,000 | 181,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,511,000 | 6,341,000 | 6,214,000 | 6,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,134,000 | 30,016,000 | 30,259,000 | 29,874,000 |
| Interest-bearing deposits | 20,540,000 | 20,329,000 | 19,803,000 | 19,773,000 |
| Noninterest-bearing deposits | 10,594,000 | 9,687,000 | 10,455,000 | 10,101,000 |
| Equity capital | 4,933,000 | 5,001,000 | 5,084,000 | 5,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 357,000 | 730,000 | 1,129,000 | 1,544,000 |
| Interest expense | 25,000 | 49,000 | 73,000 | 97,000 |
| Net interest income | 332,000 | 681,000 | 1,056,000 | 1,447,000 |
| Noninterest income | 100,000 | 195,000 | 286,000 | 378,000 |
| Noninterest expense | 373,000 | 720,000 | 1,068,000 | 1,501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 156,000 | 274,000 | 324,000 |
| Income tax | 8,000 | 37,000 | 72,000 | -27,000 |
| Net income | 51,000 | 119,000 | 202,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,933,000 | 5,001,000 | 5,084,000 | 5,233,000 |
| Total capital | 5,116,000 | 5,186,000 | 5,268,000 | 5,414,000 |
| Risk-weighted assets | 17,971,000 | 19,322,000 | 21,164,000 | 20,716,000 |