Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,819,000 | 36,781,000 | 37,788,000 | 36,932,000 |
| Total loans | 15,573,000 | 16,372,000 | 16,547,000 | 16,424,000 |
| Allowance for loan losses | 247,000 | 248,000 | 209,000 | 192,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,539,000 | 7,731,000 | 7,617,000 | 7,091,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,812,000 | 31,692,000 | 32,602,000 | 31,721,000 |
| Interest-bearing deposits | 20,088,000 | 20,462,000 | 20,594,000 | 20,684,000 |
| Noninterest-bearing deposits | 8,724,000 | 11,230,000 | 12,008,000 | 11,037,000 |
| Equity capital | 4,794,000 | 4,826,000 | 4,899,000 | 4,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 730,000 | 1,103,000 | 1,540,000 |
| Interest expense | 24,000 | 50,000 | 76,000 | 102,000 |
| Net interest income | 337,000 | 680,000 | 1,027,000 | 1,438,000 |
| Noninterest income | 87,000 | 178,000 | 283,000 | 362,000 |
| Noninterest expense | 350,000 | 731,000 | 1,092,000 | 1,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 74,000 | 127,000 | 218,000 | 230,000 |
| Income tax | 24,000 | 45,000 | 63,000 | 63,000 |
| Net income | 50,000 | 82,000 | 155,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,794,000 | 4,826,000 | 4,899,000 | 4,881,000 |
| Total capital | 5,005,000 | 5,047,000 | 5,108,000 | 5,073,000 |
| Risk-weighted assets | 16,814,000 | 17,617,000 | 17,689,000 | 17,636,000 |