Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 37,038,000 | 35,664,000 | 34,425,000 | 37,860,000 |
| Total loans | 14,864,000 | 15,399,000 | 15,764,000 | 15,051,000 |
| Allowance for loan losses | 279,000 | 273,000 | 253,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,913,000 | 8,802,000 | 8,707,000 | 6,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,146,000 | 30,704,000 | 29,512,000 | 32,914,000 |
| Interest-bearing deposits | 19,991,000 | 19,740,000 | 19,965,000 | 19,920,000 |
| Noninterest-bearing deposits | 12,155,000 | 10,964,000 | 9,547,000 | 12,994,000 |
| Equity capital | 4,625,000 | 4,662,000 | 4,672,000 | 4,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 393,000 | 758,000 | 1,141,000 | 1,537,000 |
| Interest expense | 27,000 | 54,000 | 80,000 | 105,000 |
| Net interest income | 366,000 | 704,000 | 1,061,000 | 1,432,000 |
| Noninterest income | 87,000 | 184,000 | 245,000 | 344,000 |
| Noninterest expense | 358,000 | 742,000 | 1,143,000 | 1,542,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 95,000 | 146,000 | 163,000 | 234,000 |
| Income tax | 34,000 | 48,000 | 55,000 | 24,000 |
| Net income | 61,000 | 98,000 | 108,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,625,000 | 4,662,000 | 4,672,000 | 4,744,000 |
| Total capital | 4,835,000 | 4,879,000 | 4,890,000 | 4,952,000 |
| Risk-weighted assets | 16,692,000 | 17,318,000 | 17,437,000 | 16,582,000 |