Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,661,000 | 35,259,000 | 37,349,000 | 33,691,000 |
| Total loans | 15,373,000 | 15,574,000 | 15,039,000 | 15,007,000 |
| Allowance for loan losses | 315,000 | 309,000 | 284,000 | 281,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,465,000 | 12,328,000 | 12,198,000 | 11,079,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,901,000 | 30,460,000 | 32,475,000 | 28,891,000 |
| Interest-bearing deposits | 22,122,000 | 21,561,000 | 20,842,000 | 20,514,000 |
| Noninterest-bearing deposits | 10,779,000 | 8,899,000 | 11,633,000 | 8,377,000 |
| Equity capital | 4,418,000 | 4,472,000 | 4,535,000 | 4,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 798,000 | 1,189,000 | 1,592,000 |
| Interest expense | 33,000 | 65,000 | 97,000 | 127,000 |
| Net interest income | 367,000 | 733,000 | 1,092,000 | 1,465,000 |
| Noninterest income | 107,000 | 196,000 | 299,000 | 457,000 |
| Noninterest expense | 382,000 | 751,000 | 1,128,000 | 1,570,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 178,000 | 263,000 | 352,000 |
| Income tax | 39,000 | 71,000 | 93,000 | 128,000 |
| Net income | 53,000 | 107,000 | 170,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,418,000 | 4,472,000 | 4,535,000 | 4,564,000 |
| Total capital | 4,645,000 | 4,700,000 | 4,760,000 | 4,783,000 |
| Risk-weighted assets | 18,091,000 | 18,159,000 | 17,929,000 | 17,424,000 |