Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,607,000 | 41,331,000 | 39,352,000 | 38,297,000 |
| Total loans | 16,129,000 | 15,572,000 | 15,527,000 | 15,213,000 |
| Allowance for loan losses | 361,000 | 353,000 | 344,000 | 322,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,614,000 | 10,563,000 | 14,423,000 | 13,614,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,164,000 | 36,820,000 | 34,706,000 | 33,655,000 |
| Interest-bearing deposits | 26,107,000 | 26,469,000 | 24,320,000 | 23,562,000 |
| Noninterest-bearing deposits | 8,057,000 | 10,351,000 | 10,386,000 | 10,093,000 |
| Equity capital | 4,250,000 | 4,309,000 | 4,366,000 | 4,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 790,000 | 1,197,000 | 1,601,000 |
| Interest expense | 56,000 | 109,000 | 157,000 | 192,000 |
| Net interest income | 335,000 | 681,000 | 1,040,000 | 1,409,000 |
| Noninterest income | 85,000 | 191,000 | 290,000 | 393,000 |
| Noninterest expense | 338,000 | 694,000 | 1,035,000 | 1,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 178,000 | 295,000 | 366,000 |
| Income tax | 20,000 | 58,000 | 117,000 | 165,000 |
| Net income | 62,000 | 120,000 | 178,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,250,000 | 4,309,000 | 4,366,000 | 4,365,000 |
| Total capital | 4,476,000 | 4,532,000 | 4,596,000 | 4,590,000 |
| Risk-weighted assets | 17,887,000 | 17,742,000 | 18,315,000 | 17,919,000 |