Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 39,812,000 | 41,663,000 | 39,096,000 | 40,858,000 |
| Total loans | 16,522,000 | 16,455,000 | 16,359,000 | 16,680,000 |
| Allowance for loan losses | 356,000 | 367,000 | 364,000 | 360,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,247,000 | 9,119,000 | 13,703,000 | 10,681,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,524,000 | 37,488,000 | 34,748,000 | 36,496,000 |
| Interest-bearing deposits | 28,065,000 | 27,909,000 | 26,414,000 | 26,828,000 |
| Noninterest-bearing deposits | 7,459,000 | 9,579,000 | 8,334,000 | 9,667,000 |
| Equity capital | 4,075,000 | 4,043,000 | 4,124,000 | 4,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 445,000 | 869,000 | 1,324,000 | 1,750,000 |
| Interest expense | 91,000 | 176,000 | 247,000 | 311,000 |
| Net interest income | 354,000 | 693,000 | 1,077,000 | 1,439,000 |
| Noninterest income | 316,000 | 455,000 | 557,000 | 631,000 |
| Noninterest expense | 390,000 | 763,000 | 1,125,000 | 1,496,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 385,000 | 509,000 | 574,000 |
| Income tax | 0 | 138,000 | 180,000 | 181,000 |
| Net income | 280,000 | 247,000 | 329,000 | 393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,075,000 | 4,043,000 | 4,124,000 | 4,189,000 |
| Total capital | 4,313,000 | 4,274,000 | 4,364,000 | 4,425,000 |
| Risk-weighted assets | 18,908,000 | 18,329,000 | 19,001,000 | 18,786,000 |