Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 38,336,000 | 35,737,000 | 35,067,000 | 34,807,000 |
| Total loans | 18,813,000 | 18,985,000 | 18,956,000 | 18,652,000 |
| Allowance for loan losses | 310,000 | 503,000 | 577,000 | 617,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,103,000 | 12,099,000 | 10,348,000 | 9,592,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,324,000 | 32,616,000 | 31,963,000 | 31,418,000 |
| Interest-bearing deposits | 29,433,000 | 27,687,000 | 26,927,000 | 26,399,000 |
| Noninterest-bearing deposits | 5,890,000 | 4,929,000 | 5,036,000 | 5,019,000 |
| Equity capital | 2,901,000 | 2,990,000 | 2,988,000 | 3,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 963,000 | 1,465,000 | 1,961,000 |
| Interest expense | 153,000 | 295,000 | 426,000 | 540,000 |
| Net interest income | 318,000 | 668,000 | 1,039,000 | 1,421,000 |
| Noninterest income | 120,000 | 245,000 | 366,000 | 422,000 |
| Noninterest expense | 352,000 | 737,000 | 1,230,000 | 1,478,000 |
| Provision for loan losses | 501,000 | 502,000 | 502,000 | 502,000 |
| Pretax income | -415,000 | -326,000 | -327,000 | -137,000 |
| Income tax | 0 | 0 | 0 | -12,000 |
| Net income | -415,000 | -326,000 | -327,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,901,000 | 2,990,000 | 2,988,000 | 3,190,000 |
| Total capital | 3,152,000 | 3,246,000 | 3,239,000 | 3,449,000 |
| Risk-weighted assets | 20,051,000 | 20,264,000 | 19,724,000 | 20,354,000 |