Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,272,000 | 36,764,000 | 38,456,000 | 39,341,000 |
| Total loans | 19,825,000 | 19,813,000 | 19,389,000 | 19,390,000 |
| Allowance for loan losses | 311,000 | 278,000 | 245,000 | 238,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,497,000 | 11,866,000 | 10,860,000 | 7,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,974,000 | 33,373,000 | 35,048,000 | 35,923,000 |
| Interest-bearing deposits | 26,605,000 | 28,318,000 | 30,766,000 | 30,852,000 |
| Noninterest-bearing deposits | 5,369,000 | 5,055,000 | 4,282,000 | 5,071,000 |
| Equity capital | 3,204,000 | 3,222,000 | 3,222,000 | 3,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 958,000 | 1,485,000 | 1,993,000 |
| Interest expense | 167,000 | 341,000 | 517,000 | 683,000 |
| Net interest income | 299,000 | 617,000 | 968,000 | 1,310,000 |
| Noninterest income | 121,000 | 233,000 | 361,000 | 490,000 |
| Noninterest expense | 357,000 | 727,000 | 1,097,000 | 1,437,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 63,000 | 123,000 | 132,000 | 263,000 |
| Income tax | 0 | 42,000 | 51,000 | 74,000 |
| Net income | 63,000 | 81,000 | 81,000 | 189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,204,000 | 3,222,000 | 3,222,000 | 3,316,000 |
| Total capital | 3,469,000 | 3,491,000 | 3,467,000 | 3,554,000 |
| Risk-weighted assets | 21,118,000 | 21,541,000 | 20,943,000 | 20,580,000 |