Call reports 2008
FIRST STATE BANK — 2008
What FIRST STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 29,426,000 | 30,053,000 | 31,659,000 | 32,226,000 |
| Total loans | 17,087,000 | 18,502,000 | 17,818,000 | 18,203,000 |
| Allowance for loan losses | 243,000 | 262,000 | 308,000 | 308,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,719,000 | 6,718,000 | 6,718,000 | 6,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,287,000 | 25,868,000 | 28,351,000 | 29,030,000 |
| Interest-bearing deposits | 20,522,000 | 20,693,000 | 22,708,000 | 24,254,000 |
| Noninterest-bearing deposits | 5,765,000 | 5,175,000 | 5,643,000 | 4,776,000 |
| Equity capital | 3,062,000 | 3,183,000 | 3,242,000 | 3,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 962,000 | 1,454,000 | 1,949,000 |
| Interest expense | 165,000 | 320,000 | 462,000 | 628,000 |
| Net interest income | 307,000 | 642,000 | 992,000 | 1,321,000 |
| Noninterest income | 178,000 | 316,000 | 468,000 | 582,000 |
| Noninterest expense | 351,000 | 688,000 | 1,014,000 | 1,395,000 |
| Provision for loan losses | 14,000 | 29,000 | 39,000 | 39,000 |
| Pretax income | 120,000 | 241,000 | 407,000 | 469,000 |
| Income tax | 0 | 0 | 107,000 | 195,000 |
| Net income | 120,000 | 241,000 | 300,000 | 274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,062,000 | 3,183,000 | 3,242,000 | 3,140,000 |
| Total capital | 3,283,000 | 3,418,000 | 3,485,000 | 3,387,000 |
| Risk-weighted assets | 17,668,000 | 18,811,000 | 19,265,000 | 19,667,000 |