Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 28,343,000 | 28,812,000 | 28,192,000 | 28,130,000 |
| Total loans | 14,812,000 | 14,760,000 | 15,622,000 | 16,644,000 |
| Allowance for loan losses | 237,000 | 222,000 | 221,000 | 231,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,225,000 | 7,226,000 | 7,340,000 | 6,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,478,000 | 25,829,000 | 25,159,000 | 25,056,000 |
| Interest-bearing deposits | 20,092,000 | 20,452,000 | 19,542,000 | 19,634,000 |
| Noninterest-bearing deposits | 5,386,000 | 5,377,000 | 5,617,000 | 5,422,000 |
| Equity capital | 2,795,000 | 2,892,000 | 2,957,000 | 2,942,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 885,000 | 1,347,000 | 1,847,000 |
| Interest expense | 167,000 | 352,000 | 529,000 | 702,000 |
| Net interest income | 258,000 | 533,000 | 818,000 | 1,145,000 |
| Noninterest income | 100,000 | 248,000 | 375,000 | 527,000 |
| Noninterest expense | 324,000 | 649,000 | 985,000 | 1,336,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 24,000 |
| Pretax income | 34,000 | 132,000 | 196,000 | 312,000 |
| Income tax | 0 | 0 | 0 | 82,000 |
| Net income | 34,000 | 132,000 | 196,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,795,000 | 2,892,000 | 2,957,000 | 2,942,000 |
| Total capital | 2,999,000 | 3,098,000 | 3,174,000 | 3,166,000 |
| Risk-weighted assets | 16,269,000 | 16,547,000 | 17,353,000 | 17,856,000 |