Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 24,601,000 | 23,840,000 | 27,110,000 | 27,086,000 |
| Total loans | 16,656,000 | 15,910,000 | 16,037,000 | 15,315,000 |
| Allowance for loan losses | 323,000 | 316,000 | 305,000 | 299,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,194,000 | 3,328,000 | 3,327,000 | 5,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,888,000 | 20,451,000 | 24,314,000 | 24,249,000 |
| Interest-bearing deposits | 16,189,000 | 14,771,000 | 18,448,000 | 18,998,000 |
| Noninterest-bearing deposits | 5,699,000 | 5,680,000 | 5,866,000 | 5,251,000 |
| Equity capital | 2,662,000 | 2,695,000 | 2,727,000 | 2,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 366,000 | 758,000 | 1,141,000 | 1,560,000 |
| Interest expense | 105,000 | 203,000 | 329,000 | 490,000 |
| Net interest income | 261,000 | 555,000 | 812,000 | 1,070,000 |
| Noninterest income | 145,000 | 255,000 | 355,000 | 513,000 |
| Noninterest expense | 320,000 | 675,000 | 985,000 | 1,338,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 71,000 | 105,000 | 137,000 | 185,000 |
| Income tax | 0 | 0 | 0 | 14,000 |
| Net income | 71,000 | 105,000 | 137,000 | 171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,462,000 | 2,695,000 | 2,727,000 | 2,761,000 |
| Total capital | 2,649,000 | 2,882,000 | 2,920,000 | 2,954,000 |
| Risk-weighted assets | 14,877,000 | 14,802,000 | 15,482,000 | 15,290,000 |