Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,472,000 | 29,394,000 | 28,561,000 | 27,992,000 |
| Total loans | 17,621,000 | 18,392,000 | 18,681,000 | 18,625,000 |
| Allowance for loan losses | 534,000 | 550,000 | 561,000 | 424,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,588,000 | 6,485,000 | 5,931,000 | 5,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,527,000 | 26,360,000 | 25,684,000 | 25,143,000 |
| Interest-bearing deposits | 20,786,000 | 20,159,000 | 20,058,000 | 19,377,000 |
| Noninterest-bearing deposits | 5,741,000 | 6,201,000 | 5,626,000 | 5,766,000 |
| Equity capital | 2,715,000 | 2,755,000 | 2,837,000 | 2,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 361,000 | 747,000 | 1,164,000 | 1,539,000 |
| Interest expense | 80,000 | 153,000 | 227,000 | 301,000 |
| Net interest income | 281,000 | 594,000 | 937,000 | 1,238,000 |
| Noninterest income | 139,000 | 290,000 | 415,000 | 550,000 |
| Noninterest expense | 376,000 | 785,000 | 1,156,000 | 1,560,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 14,000 | 54,000 | 136,000 | 153,000 |
| Income tax | 0 | 0 | 0 | 42,000 |
| Net income | 14,000 | 54,000 | 136,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,655,000 | 2,695,000 | 2,777,000 | 2,726,000 |
| Total capital | 2,882,000 | 2,924,000 | 3,001,000 | 2,950,000 |
| Risk-weighted assets | 17,835,000 | 17,961,000 | 17,609,000 | 17,701,000 |