Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,905,000 | 32,302,000 | 30,028,000 | 29,070,000 |
| Total loans | 18,834,000 | 18,135,000 | 17,388,000 | 17,558,000 |
| Allowance for loan losses | 800,000 | 775,000 | 678,000 | 564,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,819,000 | 4,778,000 | 4,110,000 | 4,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,958,000 | 29,540,000 | 27,321,000 | 26,328,000 |
| Interest-bearing deposits | 23,381,000 | 24,094,000 | 22,430,000 | 20,936,000 |
| Noninterest-bearing deposits | 5,577,000 | 5,446,000 | 4,891,000 | 5,392,000 |
| Equity capital | 2,878,000 | 2,687,000 | 2,660,000 | 2,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 822,000 | 1,220,000 | 1,591,000 |
| Interest expense | 128,000 | 245,000 | 353,000 | 435,000 |
| Net interest income | 297,000 | 577,000 | 867,000 | 1,156,000 |
| Noninterest income | 115,000 | 240,000 | 394,000 | 539,000 |
| Noninterest expense | 409,000 | 825,000 | 1,266,000 | 1,729,000 |
| Provision for loan losses | 30,000 | 210,000 | 240,000 | 270,000 |
| Pretax income | -27,000 | -218,000 | -245,000 | -304,000 |
| Income tax | 0 | 0 | 0 | -100,000 |
| Net income | -27,000 | -218,000 | -245,000 | -204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,878,000 | 2,687,000 | 2,660,000 | 2,641,000 |
| Total capital | 3,117,000 | 2,914,000 | 2,887,000 | 2,860,000 |
| Risk-weighted assets | 18,771,000 | 18,627,000 | 17,696,000 | 17,142,000 |