Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 36,628,000 | 36,600,000 | 34,152,000 | 32,409,000 |
| Total loans | 23,477,000 | 22,504,000 | 22,155,000 | 20,229,000 |
| Allowance for loan losses | 878,000 | 869,000 | 680,000 | 824,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,668,000 | 4,106,000 | 2,200,000 | 3,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,308,000 | 32,944,000 | 30,492,000 | 29,429,000 |
| Interest-bearing deposits | 27,445,000 | 26,295,000 | 25,246,000 | 24,133,000 |
| Noninterest-bearing deposits | 5,863,000 | 6,649,000 | 5,246,000 | 5,296,000 |
| Equity capital | 2,748,000 | 3,073,000 | 3,083,000 | 2,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,151,000 | 1,682,000 | 2,156,000 |
| Interest expense | 221,000 | 417,000 | 591,000 | 746,000 |
| Net interest income | 367,000 | 734,000 | 1,091,000 | 1,410,000 |
| Noninterest income | 118,000 | 503,000 | 600,000 | 701,000 |
| Noninterest expense | 396,000 | 823,000 | 1,267,000 | 1,800,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 643,000 |
| Pretax income | 69,000 | 394,000 | 404,000 | -332,000 |
| Income tax | 0 | 0 | 0 | -156,000 |
| Net income | 69,000 | 394,000 | 404,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,748,000 | 3,073,000 | 3,083,000 | 2,905,000 |
| Total capital | 3,016,000 | 3,337,000 | 3,332,000 | 3,149,000 |
| Risk-weighted assets | 20,832,000 | 20,543,000 | 19,505,000 | 19,065,000 |